Joseph Stephens |

When John recently lost his wife Betty to cancer, their children were surprised to find out that neither John nor Betty had life insurance. As a result, the

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Joseph Stephens |

Are you ready to start investing? Investing in the stock market can be particularly rewarding, but not without risk. If you’re particularly risk averse, you may

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Joseph Stephens |

For most people, buying life insurance is difficult enough, even when it’s done right. But when it is done with only one eye open, or haphazardly just to ‘get

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Joseph Stephens |

Before attempting to answer this question, you must have a thorough understand of exactly what you are insuring. The purpose of life insurance is usually to

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Joseph Stephens |

It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people

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Joseph Stephens |

If you’ve ever seen it, it’s one of those things you’ll never forget – the mass migration of hundreds of thousands of wildebeest moving across the plains of

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Joseph Stephens |

Most people looking to implement a financial plan are making decisions with the long-term in mind. While what “long-term” means tend to vary depending on

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