Before attempting to answer this question, you must have a thorough understand of exactly what you are insuring. The purpose of life insurance is usually to
If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule
The decision to buy life insurance is one of the most important a person can make in their financial lives, and buying a life insurance policy can be one of the
It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people
With the proliferation of investment and personal finance websites, investors have access to a boundless number resources and tools, once only available to
If you’ve ever seen it, it’s one of those things you’ll never forget – the mass migration of hundreds of thousands of wildebeest moving across the plains of
For anyone who has dealt with an aging parent or grandparent the concept of long-term care is likely a familiar one. Those unfortunate enough to suffer from
Most people looking to implement a financial plan are making decisions with the long-term in mind. While what “long-term” means tend to vary depending on
Any protection strategy that focuses only on insurance can leave you and your family vulnerable to the threat of a legal system which doesn’t necessarily share
Most people would argue that living in a digital world, with instant access to an endless stream of information has made us smarter and more self-empowered than
The one thing of which we can all be certain of, is change. Life happens every day and, as a result, we are constantly assessing our situation and changing our